How to use the Arizona paycheck calculator
- Enter your pay. Choose Salary or Hourly, type the amount, and pick how often you are paid.
- Copy your Form W-4. Select your filing status and fill in Steps 2, 3 and 4 the way they are on the federal form your employer has.
- Copy your Form A-4. Pick the percentage you checked on your Form A-4 and type any extra amount. If you never filled in an A-4, leave it on 2.0%, the rate the employer must use.
What is the Arizona paycheck calculator?
The Arizona paycheck calculator is a tool that turns gross pay into take-home pay for someone who works in Arizona. Arizona taxes income at one flat rate of 2.5%. The amount taken from a paycheck is not worked out from that rate, though: each employee picks a withholding percentage on Form A-4, and the employer applies it to gross taxable wages.
The federal lines use the 2026 method in IRS Publication 15-T. The Arizona line follows the Arizona Department of Revenue's withholding rules, step by step, and the working is shown under the result. To see how Arizona compares with other states, see income tax by state.
Features
- Arizona income tax withholding with the Arizona Department of Revenue's withholding rules
- Every line of Form A-4, the Arizona withholding form
- Salary and hourly pay, with overtime hours at a multiplier you set
- Weekly, biweekly, twice-a-month and monthly pay periods
- Federal income tax from the 2026 IRS percentage method tables and every step of Form W-4
- Social Security up to the $184,500 wage base, Medicare and Additional Medicare Tax
- The federal and the state working shown step by step
- A PDF report of your inputs and every result line, to save or share on WhatsApp
Arizona paycheck taxes in 2026
| Tax or deduction | Rate | Set by |
|---|---|---|
| Federal income tax | 0% to 37% of the adjusted annual wage, by Form W-4 | Internal Revenue Service |
| Social Security | 6.2% of wages up to $184,500 | Social Security Administration and IRS |
| Medicare | 1.45% of all wages, plus 0.9% above $200,000 in the year | Internal Revenue Service |
| Arizona income tax | 2.5% flat tax; withheld at 0.5% to 3.5% of gross taxable wages, as chosen on Form A-4 | Arizona Department of Revenue |
| City or county income tax | None administered by the state | Arizona Department of Revenue |
| State unemployment tax taken from employee pay | None: the employer pays it | Arizona Department of Economic Security |
Arizona has no state disability insurance and no paid family leave contribution, so the income tax is the only state line on an Arizona paycheck.
How Arizona withholding is worked out
Arizona has no withholding tables and no formula with allowances. The Department of Revenue says Arizona withholding "is a percentage of the employee's gross taxable wages."
- Start from gross taxable wages: the pay that will be in box 1 of the federal Form W-2, which is gross pay minus pre-tax deductions such as a 401(k) contribution or a health premium.
- Multiply by the percentage checked on Form A-4: 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% and 3.5%.
- Add any extra dollar amount the employee wrote on the A-4.
There is no standard deduction, no exemption and no bracket in the withholding. A bonus is wages too, so it is withheld at the same percentage.
Checked against the state's own example
The Department of Revenue's worksheet uses $2,000 per paycheck, a 2.5% election and an extra $4.55. The answer is $54.55 a paycheck, and this calculator gives $54.55.
Arizona Form A-4
Form A-4, the Employee's Arizona Withholding Election, has two choices. Box 1 is a withholding percentage, with an optional extra amount per paycheck. Box 2 elects zero withholding for an employee who expects to owe no Arizona tax for the year; that election must be renewed every year.
A new employee has five days to fill in an A-4. Until one is given, the employer must withhold 2.0%.
How to choose the percentage
The flat tax is 2.5% of Arizona taxable income, which is wages minus Arizona deductions, so most people owe less than 2.5% of their gross pay. The Department of Revenue's worksheet divides the tax you expect to owe for the year by the paychecks left, divides that by the pay per paycheck, and suggests the next lower percentage plus an extra dollar amount to make up the gap.
Arizona take-home pay by salary
The table shows 2026 take-home pay in Arizona for a single filer paid every two weeks, with the default 2.0% Arizona withholding, and no pre-tax deductions.
| Salary | Federal income tax | Social Security and Medicare | Arizona income tax | Take-home pay per year | Per paycheck (every two weeks) |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $600 | $25,685 | $987.88 |
| $50,000 | $3,820 | $3,825 | $1,000 | $41,355 | $1,590.59 |
| $75,000 | $7,670 | $5,738 | $1,500 | $60,093 | $2,311.25 |
| $81,486 | $9,097 | $6,234 | $1,630 | $64,526 | $2,481.77 |
| $100,000 | $13,170 | $7,650 | $2,000 | $77,180 | $2,968.46 |
| $150,000 | $24,734 | $11,475 | $3,000 | $110,791 | $4,261.20 |
The $81,486 row is Arizona's median household income in the U.S. Census Bureau's 2024 American Community Survey. A single filer paid that salary takes home $64,526 a year, or $2,481.77 every two weeks, after $1,630 in Arizona taxes.
Arizona take-home pay by hourly wage
The table shows a 40-hour week for a single filer paid weekly, with the default 2.0% Arizona withholding. The first row is the Arizona minimum wage of $15.15 an hour.
| Hourly wage | Gross pay per week (40 hours) | Federal taxes per week | Arizona taxes per week | Take-home pay per week | Take-home pay per year |
|---|---|---|---|---|---|
| $15.15 | $606.00 | $77.16 | $12.12 | $516.72 | $26,870 |
| $18.00 | $720.00 | $99.56 | $14.40 | $606.04 | $31,514 |
| $20.00 | $800.00 | $115.28 | $16.00 | $668.72 | $34,774 |
| $25.00 | $1,000.00 | $154.58 | $20.00 | $825.42 | $42,922 |
| $30.00 | $1,200.00 | $193.88 | $24.00 | $982.12 | $51,070 |
| $40.00 | $1,600.00 | $304.59 | $32.00 | $1,263.41 | $65,697 |
At $15.15 an hour, a 40-hour week pays $606.00 before tax and $516.72 after federal and Arizona taxes.
Working in Arizona from another state
A nonresident's wages become subject to Arizona withholding after 60 days of work in Arizona in a calendar year. Arizona has no reciprocity agreements; residents of California, Indiana, Oregon and Virginia can claim an exemption with Form WEC because their home state gives a credit.
An Arizona resident working outside the state can ask the employer to withhold Arizona tax with Form A-4V.
Arizona pay rules that shape your paycheck
These Arizona rules decide how much is on a paycheck and when it arrives.
| Rule | What Arizona law says | Source |
|---|---|---|
| Minimum wage | $15.15 an hour in 2026; $18.35 in Flagstaff and $15.45 in Tucson | Industrial Commission of Arizona; City of Flagstaff; City of Tucson |
| Tipped employees | Cash wage of $12.15, with a tip credit of up to $3.00 | Industrial Commission of Arizona |
| Overtime | One and one-half times the regular rate after 40 hours in a workweek, under federal law. No daily overtime. | Fair Labor Standards Act |
| Paydays | Two or more days each month, no more than 16 days apart | Arizona Revised Statutes Section 23-351 |
| Final paycheck | Within 7 working days or the end of the next pay period after a discharge, whichever is sooner; by the regular payday after a resignation | Arizona Revised Statutes Section 23-353 |
| Paid sick time | One hour per 30 hours worked, up to 40 hours a year at employers with 15 or more employees and 24 hours at smaller ones | Arizona Revised Statutes Section 23-372 |
Flagstaff allows no tip credit, so tipped employees there receive the full city minimum wage.
Who pays unemployment tax in Arizona?
Employers pay Arizona unemployment tax; nothing is taken from an employee's paycheck for it. For 2026 the taxable wage base is $8,000 per employee, and a new employer pays 2% for at least two calendar years.
What changed for Arizona paychecks in 2026, and what is next
- The state minimum wage rose to $15.15 on 1 January 2026; $15.65 has been announced for 1 January 2027.
- The flat tax stays at 2.5% and the A-4 percentages are unchanged.
- The unemployment tax wage base stays at $8,000, paid by employers.
- Federal figures changed: the Social Security wage base is $184,500 and the IRS published new withholding tables for 2026.
What the calculator includes
- Tax year: 2026. Arizona figures were checked against the Arizona Department of Revenue, the Industrial Commission and the Department of Economic Security on 14 October 2026.
- Taxes: federal income tax, Social Security, Medicare and Additional Medicare Tax, Arizona income tax.
- Forms: the 2020-and-later Form W-4 and the current Form A-4.
- Pay: gross pay up to $10,000,000, hourly rates up to $10,000, up to 744 hours in a pay period, and an overtime multiplier from 1 to 5.
- Arizona rules: every Form A-4 percentage, the zero election and the extra amount, applied to wages after pre-tax deductions.
Is it private?
Yes. The calculation runs in your browser. Your pay, your withholding forms and your result are not sent to a server and are not saved.
Tips for an accurate estimate
- Pick the percentage you actually checked on Form A-4. If you never filled one in, keep the default.
- Use the Department of Revenue's method to choose a percentage: tax expected for the year, divided by the paychecks left, divided by pay per paycheck.
- Enter pre-tax 401(k) and health premiums. Arizona applies the percentage after them, so they lower the Arizona line too.
- A bonus is withheld at the same A-4 percentage. Add it to the gross pay of that paycheck to see the effect.
- Check the zero election only if you expect no Arizona tax for the year, and renew it each year.
Related calculators
Frequently asked questions
- Does Arizona have a state income tax?
- Yes, a flat 2.5% income tax. Employers withhold it at the percentage each employee picks on Form A-4, from 0.5% to 3.5% of gross taxable wages, or 2.0% with no A-4.
- How much is $75,000 after taxes in Arizona?
- A single filer paid $75,000 a year in Arizona takes home $60,093 in 2026, or $2,311.25 every two weeks, with the default 2.0% Arizona withholding. Federal income tax is $7,670, Social Security and Medicare are $5,738, and Arizona taxes are $1,500.
- What taxes come out of a paycheck in Arizona?
- Federal income tax, Social Security tax of 6.2%, Medicare tax of 1.45% and Arizona income tax. Arizona has no state disability or paid leave deduction.
- What Arizona withholding percentage should I choose?
- Divide the Arizona tax you expect to owe for the year by your paychecks left, then by your pay per paycheck. Check the next lower percentage on Form A-4 and add the difference as an extra amount. Because Arizona's 2.5% applies after deductions, most people need less than 2.5%.
- What happens if I don't fill out Form A-4?
- Your employer must withhold 2.0% of your gross taxable wages until you give them one.
- What is the minimum wage in Arizona in 2026?
- $15.15 an hour statewide, $18.35 in Flagstaff and $15.45 in Tucson.
- Is a bonus taxed differently in Arizona?
- No separate rate. A bonus is wages, so it is withheld at the same Form A-4 percentage as the rest of your pay.
Sources
Every rate, bracket and limit this calculator uses comes from the official sources below. The method is shown on this page, so any result can be checked by hand.
- Arizona Department of Revenue, Withholding Tax: Information for Employers; Withholding Calculations; Arizona Form A-4 (2026). The 2.5% rate, the A-4 percentages and default, gross taxable wages, the worksheet example and nonresident rules.
- Industrial Commission of Arizona and Arizona Legislature, Minimum Wage; Arizona Revised Statutes Sections 23-351, 23-353 and 23-372. Arizona minimum and tipped wages, paydays, final pay and earned paid sick time.
- Arizona Department of Economic Security, Payment Taxes: Overview; Calculating Unemployment Taxes. The unemployment tax wage base and new-employer rate.
- U.S. Department of Labor, Wage and Hour Division, Minimum Wages for Tipped Employees (table revised 1 July 2026). State minimum wages, cash wages for tipped employees and maximum tip credits.
- U.S. Census Bureau, American Community Survey, 2024 1-year estimates, table B19013. Median household income by state.
- Internal Revenue Service, Publication 15-T (2026), Federal Income Tax Withholding Methods. Worksheet 1A and the 2026 Percentage Method Tables for Automated Payroll Systems: every bracket, rate and the $12,900 and $8,600 amounts on line 1g.
- Internal Revenue Service, Topic no. 751, Social Security and Medicare withholding rates. Social Security 6.2%, Medicare 1.45%, and Additional Medicare Tax of 0.9% on wages above $200,000 in a calendar year.
- Social Security Administration, Contribution and Benefit Base. The 2026 Social Security wage base of $184,500.