How to use the Texas paycheck calculator
- Enter your pay. Choose Salary or Hourly, type the amount, and pick how often you are paid.
- Copy your Form W-4. Select your filing status and fill in Steps 2, 3 and 4 the way they are on the form your employer has. Texas has no state withholding form to add.
- Add your deductions. Type the 401(k) contribution and health premium for one paycheck. The result shows each federal tax and a Texas income tax line of $0.00.
What is the Texas paycheck calculator?
The Texas paycheck calculator is a tool that turns gross pay into take-home pay for someone who works in Texas. Texas does not tax wages. The Texas Comptroller of Public Accounts says, "Texas has no state income tax," and the state constitution bars the legislature from taxing the net incomes of individuals.
That leaves three federal taxes on a Texas paycheck: federal income tax, Social Security tax and Medicare tax. The calculator works them out with the 2026 method in IRS Publication 15-T and shows each one on its own line. To compare Texas with states that do tax wages, see income tax by state.
Features
- A Texas income tax line of $0.00, with the source of that rule named on this page
- Salary and hourly pay, with overtime hours at a multiplier you set
- Weekly, biweekly, twice-a-month and monthly pay periods
- Every step of the 2020-and-later Form W-4
- Federal income tax from the 2026 IRS percentage method tables
- Social Security up to the $184,500 wage base, Medicare and Additional Medicare Tax
- 401(k) and health premium deductions taken before tax
- The withholding worksheet shown step by step
- A PDF report of your inputs and every result line, to save or share on WhatsApp
Texas paycheck taxes in 2026
| Tax or deduction | Rate | Set by |
|---|---|---|
| Federal income tax | 0% to 37% of the adjusted annual wage, by Form W-4 | Internal Revenue Service |
| Social Security | 6.2% of wages up to $184,500 | Social Security Administration and IRS |
| Medicare | 1.45% of all wages | Internal Revenue Service |
| Additional Medicare Tax | 0.9% of wages above $200,000 in the year | Internal Revenue Service |
| Texas income tax on wages | None | Texas Constitution, Article VIII, Section 24-a |
| City or county income tax | None | Texas Constitution, Article VIII, Section 24-a |
| State unemployment tax taken from employee pay | None: the employer pays it | Texas Workforce Commission |
Texas has no state disability insurance and no state unemployment deduction from employee pay. Under Texas Labor Code Section 61.018, an employer may withhold part of an employee's wages only when a court orders it, when state or federal law authorizes it, or when the employee authorizes it in writing for a lawful purpose.
Texas take-home pay by salary
The table shows 2026 take-home pay in Texas for a single filer paid every two weeks, with no other entries on Form W-4 and no pre-tax deductions.
| Salary | Federal income tax | Social Security and Medicare | Texas income tax | Take-home pay per year | Per paycheck (every two weeks) |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,010.96 |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629.05 |
| $75,000 | $7,670 | $5,738 | $0 | $61,593 | $2,368.94 |
| $79,721 | $8,709 | $6,099 | $0 | $64,914 | $2,496.68 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045.38 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,376.58 |
The $79,721 row is Texas's median household income in the U.S. Census Bureau's 2024 American Community Survey. A single filer paid that amount as a salary takes home $64,914 a year, or $2,496.68 every two weeks.
Texas take-home pay by hourly wage
The table shows a 40-hour week for a single filer paid weekly. The first row is the Texas minimum wage of $7.25, which is the federal rate that Texas Labor Code Chapter 62 adopts.
| Hourly wage | Gross pay per week (40 hours) | Federal taxes per week | Take-home pay per week | Take-home pay per year |
|---|---|---|---|---|
| $7.25 | $290.00 | $22.19 | $267.81 | $13,926 |
| $12.00 | $480.00 | $53.76 | $426.24 | $22,165 |
| $15.00 | $600.00 | $75.98 | $524.02 | $27,249 |
| $20.00 | $800.00 | $115.28 | $684.72 | $35,606 |
| $25.00 | $1,000.00 | $154.58 | $845.42 | $43,962 |
| $30.00 | $1,200.00 | $193.88 | $1,006.12 | $52,318 |
At $7.25 an hour, a 40-hour week pays $290.00 before tax and $267.81 after federal income tax, Social Security and Medicare.
Why Texas has no state income tax
Texas voters added Section 24-a to Article VIII of the Texas Constitution on 5 November 2019. It says the legislature may not impose a tax on the net incomes of individuals, including an individual's share of partnership and unincorporated association income.
On 4 November 2025 voters added Section 24-b, which bars a tax on the realized or unrealized capital gains of an individual, family, estate or trust. The Comptroller's list of Texas taxes and fees has no tax on wages, interest or dividends at the state or local level.
For a paycheck this means there is no Texas withholding form and no Texas line on a pay stub. An employee who moves to Texas from a state with an income tax keeps the federal lines and loses the state line.
Texas pay rules that shape your paycheck
These Texas rules decide how much is on a paycheck and when it arrives.
| Rule | What Texas law says | Source |
|---|---|---|
| Minimum wage | $7.25 an hour. Cities may not set a higher wage for private employers. | Texas Labor Code Sections 62.051 and 62.0515 |
| Tipped employees | Cash wage of $2.13 an hour, with a tip credit of up to $5.12 | U.S. Department of Labor; Texas Labor Code Section 62.052 |
| Overtime | One and one-half times the regular rate for hours over 40 in a seven-day workweek. No daily overtime. | Fair Labor Standards Act; Texas Workforce Commission |
| Paydays | At least twice a month for most employees; at least once a month for employees exempt from federal overtime | Texas Labor Code Section 61.011 |
| Final paycheck | Within 6 calendar days after a discharge; on the next regular payday after a resignation | Texas Labor Code Section 61.014 |
| Meal and rest breaks | Not required for adults | Texas Workforce Commission |
| Paid sick leave | Not required by state law | Texas Workforce Commission |
An employer that does not choose its paydays is treated as paying on the 1st and the 15th of each month under Labor Code Section 61.012. Pay periods for employees paid twice a month must be as equal in days as possible.
The Texas Workforce Commission says premium pay for holidays and weekends "is not required under any law," so weekend hours raise a Texas paycheck only when they push the week past 40 hours or when the employer has agreed to a higher rate.
Texas law requires a written earnings statement for employees who are not covered by the federal Fair Labor Standards Act. The statement shows the rate of pay, the total pay earned, each deduction and its purpose, the net pay and the hours worked.
Who pays unemployment tax in Texas?
Employers pay Texas unemployment tax; nothing is taken from an employee's paycheck. For 2026 the Texas Workforce Commission taxes the first $9,000 of each employee's wages, and a new employer pays 2.70%.
What changed for Texas paychecks in 2026
- Article VIII, Section 24-b of the Texas Constitution, approved on 4 November 2025, bars a state tax on capital gains.
- The Texas Workforce Commission published the 2026 unemployment tax rates: a new-employer rate of 2.70% on a wage base of $9,000, both paid by employers.
- The minimum wage stays at $7.25, and the payday, final pay and overtime rules are the same as in 2025.
- Federal figures changed: the Social Security wage base is $184,500 and the IRS published new withholding tables for 2026.
What the calculator includes
- Tax year: 2026. Texas figures were verified against the state's own sources on 9 October 2026.
- Taxes: federal income tax withholding, Social Security, Medicare and Additional Medicare Tax, plus the Texas income tax line, which is $0.00.
- Form W-4: the 2020-and-later form, which has no allowances.
- Pay: gross pay up to $10,000,000, hourly rates up to $10,000, up to 744 hours in a pay period, and an overtime multiplier from 1 to 5.
- Texas rules: no state income tax, no local income tax and no state deduction from employee pay.
Is it private?
Yes. The calculation runs in your browser. Your pay, your Form W-4 entries and your result are not sent to a server and are not saved.
Tips for an accurate estimate
- Use only your federal Form W-4. Texas has no state withholding form, so that form alone sets the tax on your paycheck.
- If you are paid twice a month, choose the twice-a-month frequency, not every two weeks. Texas paydays are often the 1st and the 15th, which is 24 paychecks a year.
- For a tipped job, enter the pay your employer runs through payroll, including the tips you report. Tips are wages for federal tax.
- Count overtime by the week. Texas has no daily overtime, so a long day adds overtime only when the week passes 40 hours.
- Check a final paycheck against the result. After a discharge it is due within six calendar days.
Related calculators
Frequently asked questions
- Does Texas have a state income tax?
- No. Article VIII, Section 24-a of the Texas Constitution bars a tax on the net incomes of individuals, and the Texas Comptroller states that Texas has no state income tax. Texas cities and counties do not tax wages.
- How much is $75,000 after taxes in Texas?
- A single filer paid $75,000 a year in Texas takes home $61,593 in 2026, or $2,368.94 every two weeks. Federal income tax is $7,670, Social Security and Medicare are $5,738, and Texas income tax is $0.
- What taxes come out of a paycheck in Texas?
- Federal income tax, Social Security tax of 6.2% and Medicare tax of 1.45%. Texas takes no state income tax and no city or county income tax from wages, and its unemployment tax is paid by employers.
- What is the minimum wage in Texas in 2026?
- $7.25 an hour, the federal rate that Texas law adopts. The cash wage for tipped employees is $2.13 an hour. Texas cities may not set a higher minimum wage for private employers.
- How often do employers have to pay in Texas?
- At least twice a month for most employees and at least once a month for employees who are exempt from federal overtime, under the Texas Payday Law in Labor Code Section 61.011.
- When is a final paycheck due in Texas?
- Within 6 calendar days after an employee is discharged. An employee who resigns is paid on the next regularly scheduled payday. Both deadlines are in Texas Labor Code Section 61.014.
- Does Texas have daily overtime?
- No. Texas has no overtime law of its own, so the federal rule applies: one and one-half times the regular rate for hours over 40 in a workweek.
Sources
Every rate, bracket and limit this calculator uses comes from the official sources below. The method is shown on this page, so any result can be checked by hand.
- Texas Legislature, Texas Constitution, Article VIII, Sections 24-a and 24-b. The bar on a state tax on the net incomes of individuals and on capital gains.
- Texas Comptroller of Public Accounts, Texas is open for small business; Texas Taxes and Fees. The statement that Texas has no state income tax, and the list of Texas taxes.
- Texas Legislature, Texas Labor Code, Chapter 61 (Payment of Wages) and Chapter 62 (Minimum Wage). Paydays, the final pay deadline of 6 calendar days, wage deductions, the $7.25 minimum wage and earnings statements.
- Texas Workforce Commission, Especially for Texas Employers; unemployment tax pages. Overtime, breaks, leave and final pay in Texas, and the 2026 unemployment tax wage base of $9,000 and new-employer rate of 2.70%.
- U.S. Department of Labor, Wage and Hour Division, Minimum Wages for Tipped Employees (table revised 1 July 2026). State minimum wages, cash wages for tipped employees and maximum tip credits.
- U.S. Census Bureau, American Community Survey, 2024 1-year estimates, table B19013. Median household income by state.
- Internal Revenue Service, Publication 15-T (2026), Federal Income Tax Withholding Methods. Worksheet 1A and the 2026 Percentage Method Tables for Automated Payroll Systems: every bracket, rate and the $12,900 and $8,600 amounts on line 1g.
- Internal Revenue Service, Topic no. 751, Social Security and Medicare withholding rates. Social Security 6.2%, Medicare 1.45%, and Additional Medicare Tax of 0.9% on wages above $200,000 in a calendar year.
- Social Security Administration, Contribution and Benefit Base. The 2026 Social Security wage base of $184,500.